We make homebuying in King, Snohomish, and Pierce County smarter and more affordable through expert guidance, a virtual-first process, and buyer-focused rebates that put thousands back in your pocket.
When you buy a home, the seller sets aside money to pay the buyer's agent—usually a percentage of the price. On a $700,000 home, that could be $18,000 or more. Instead of
taking the full amount, we charge a flat $13,000. Whatever is left over comes back to you at closing.
That means real savings you can put toward closing costs, lowering your rate, or simply keeping more cash in your pocket. Since the average home in our market is over
$550,000, most buyers will see a rebate—and the higher the home price, the bigger the rebate. For example:
$700,000 home — about $5,000 back
$1,000,000 home — about $12,000 back
Same service. Same support. Thousands saved
Traditional buyer commissions in Washington average around 2.58%. With our flat-fee model, you pocket the difference, often $ 10,000–$ 30,000+ in savings. Use it to lower your purchase price, pay for closing costs and prepaids, buy down your mortgage rate, or keep more in savings. Think of it as instant equity.
We focus exclusively on King, Pierce, and Snohomish Counties, giving you hyper-local insight into every neighborhood and price point.
Strategic pricing, deep market data, and fierce advocacy help you win the right home on the right terms while protecting your bottom line.
From first showing to final signature, we manage coordination, inspection, and contract details to keep your purchase smooth and stress-free.
Traditional agents earn more when you buy a higher-priced home. Flat fee agents remove that bias, focusing on helping you find the right fit, not the highest price.
Calculate your instant equity.
Rebate amounts vary based on purchase price and buyer agent commission offered by the seller. Not all properties qualify (e.g., some new construction, FSBO). Contact us for your specific situation.
On a $900,000 home with a 2.5% buyer commission ($22,500), you'd receive a $9,500 rebate at closing. Your rebate is applied as a credit at closing, reducing your out-of-pocket costs. We’ll walk you through exactly how it works — no surprises.
Buying a home doesn’t have to be complicated. Our process is designed to be clear, convenient, and financially rewarding.
With the flat-fee model, your rebate can be used to cover prepaids for items such as your first year of homeowners’ insurance, prepaid interest, and property taxes. In King County, these can add up to thousands of dollars at closing, and your rebate helps reduce the amount you need to bring in cash.
With the flat-fee model, your rebate can be applied toward reducing the purchase price of your home. That means you’re starting off with more equity and potentially a smaller monthly payment—real savings right from day one.
With the flat-fee model, your rebate can even be used to buy down your mortgage rate. That means you can lock in a lower interest rate, which reduces your monthly payment and saves you money over the life of the loan.
With the flat-fee model, your rebate can be used to purchase a home warranty for protection against big-ticket items like appliances, plumbing, electrical, and heating systems. It’s a smart way to get peace of mind in your first year of homeownership without extra out-of-pocket costs.
Elevating Real Estate Experiences with Expertise and Excellence
This idea started with a question that wouldn’t leave me alone: how could I reshape the home-buying process so it actually makes financial sense for today’s buyers?
As my business grew, I was looking for ways to optimize my process while adding more value for clients. What I noticed was eye-opening: most of my clients were already doing the heavy lifting on the front end. They visited open houses on weekends, scrolled through listings late at night, and by the time we got serious, they’d usually toured only about six homes privately before landing on “the one.”
When I dug deeper, I saw how bigger real estate teams handled this. They often hired brand-new “showing agents” to unlock doors and walk clients through homes while still charging buyers the traditional full commission. To me, that didn’t add up. Buyers weren’t getting a discount for doing more of the work, or being shown a home by a junior agent, so why should the fee stay the same?
That’s when the lightbulb went off. What if I flipped the model? What if buyers could get the expert guidance where it really matters: strategy, negotiation, contracts, and closing, without overpaying for tasks they were already handling themselves?
Not everyone loved the idea. Some agents and coaches told me I was crazy, that I’d be “selling myself short.” But when I spoke with lenders, many were excited and even willing to reduce their own fees to match the vision. I knew I was onto something.
So I tested it with a few open-minded clients. The results? They saved thousands, felt empowered, and still had the professional guidance to confidently navigate the most important parts of the process.This flat fee model grew out of a simple idea: home buying should be clear, cost-effective, and empowering. It’s designed around transparency, real savings, and more control for buyers.
My mission remains the same, making your path to homeownership not just exciting, but also a smart financial decision.
Common questions about flat fee realtors and buyer rebates in King County
You get full-service buyer representation, including:
- Initial consultation and financing connections
- Up to 8 private tours with a licensed, assigned agent
- Market insights and tailored home search alerts
- Offer preparation, strategy, and negotiation
- Guidance on inspections, disclosures, and due diligence
- Coordination with escrow, title, and your lender
- Transaction management through closing and ongoing support after you move in
Any amount over $13,000 is credited back to you at closing. There is no limit to the amount of your rebate. That’s your rebate, which you can use toward closing costs, mortgage rate buydowns, prepaids, or even a home warranty.
There isn’t one! By not personally attending every showing or inspection, Nic saves a significant amount of time—and instead of keeping that margin, he passes the savings back to you as a rebate.
Most people don’t realize the buyer’s agent commission comes out of the home’s price—typically a percentage worth tens of thousands of dollars. With our model, we charge one simple flat fee of $13,000. The rest of what would normally go to the agent comes back to you at closing. You still get full service and expert guidance every step of the way.
Most buyers find their home within eight private tours. If you’d like to see more, additional tours can be scheduled for a modest fee, or you can attend open houses on your own in the meantime, which don’t count toward the eight private tours.
No, by law, rebates can’t be applied directly to your down payment. However, you can use your rebate as a credit toward closing costs, prepaid items (such as property taxes and homeowners’ insurance), or even to buy down your mortgage rate. By covering those expenses, your rebate effectively frees up more of your own cash for your down payment.
Yes. Rebates are generally allowed with VA, FHA, and conventional loans. The key is that the rebate must be applied toward allowable closing costs, prepaids, or a rate buydown. It can’t
be used directly for your down payment. Your lender will review and approve how the credit is applied, but rest assured, it’s common and works with all major loan programs. No mystery fees. No surprises. Just expert guidance, a clear plan, and meaningful savings that give you options. Think of it as instant equity.
You’ll be partnered with a licensed, experienced agent for up to eight private tours, your inspection, and final walkthrough. We only work with vetted professionals—each one trained to provide a seamless experience and expert guidance at every step. Nic doesn’t typically attend showings or inspections. If you’d like him to join for a key milestone, we can arrange that for a small fee. If you prefer Nic’s personal involvement at every showing and inspection, that would shift to traditional buyer representation—meaning the flat-
fee rebate would no longer apply.
Meet our team.
September 30, 2025
Nic Chambers | February 14, 2018
You’re probably starting to wonder how can you command a high selling price.
Nic Chambers | February 27, 2018
There are a few general requirements you should know about before you start shopping for a home.
Nic Chambers | February 14, 2018
With the eruption of HGTV shows glamorizing how “easy” it is to be a home flipper.
Contact Details
Nic Chambers
12520 TOTEM LAKE BLVD NE STE 271 KIRKLAND WA 98034
